Menu

Insured isn’t the same as protected.
Let’s check yours.

Most Nigerian business owners only find out where their insurance falls short when they try to make a claim and by then, the money is already gone. Let a YOA expert sit with you, look at what you have (or what you’re missing), and hand you a written report showing exactly where you stand

Free. Yours to keep. Zero pressure to buy anything.

Book My Free Check →

Two situations. Same free check.

I haven’t really sorted my insurance yet.

You run a business. You know things can go wrong, a fire, a theft, a staff injury, a bad year — but no one has ever sat down and shown you what you’re really exposed to.
We do that walk-through with you. Then we hand you a clear, written list of every risk on your books and what each one could cost you.

I have insurance, but I don’t fully trust it.

You’ve been paying premiums for years. You have a stack of policies somewhere. But you’ve never read them line by line, and a small voice keeps asking: when something actually happens, will they pay?
We read every page for you. Then we hand you a written report showing exactly where your cover ends and your risk begins.

Either way, the report is yours to keep — even if you never speak to us again.

Three steps. That’s the whole thing.

1

Pick a time.

Choose a slot below that works for you. No forms, no back-and-forth, no waiting on a phone call.

2

We meet.

30 to 45 minutes, online or at your office. We listen. We ask the right questions. We don’t try to sell you anything.

3

You get your report.

Written in plain language, sent to you within a few days. Read it, file it, share it, act on it, it’s yours.
.YOA Risk Advisory · 2026

You expect more.

Let's start with your risks.

YOA Insurance Brokers has been advising Nigerian individuals and businesses for over two decades — across energy, marine, property, healthcare, agriculture, and beyond. This short questionnaire helps us understand what you're protecting before we recommend anything.

  • Around 5 minutes. One question at a time. No jargon, no upselling.
  • Within 48 hours, a YOA advisor reaches out with a tailored risk summary.
  • Your responses stay confidential — used only to prepare your consultation.

Schedule your free 30-minutes advisory session

45+ years. NAICOM-regulated. ISO 9001:2015.

We’ve been doing this in Nigeria since 1978,long before insurance became something people just bought to tick a box. We’ve sat across the table from manufacturers, hotels, logistics firms, hospitals, law firms, schools — you name it. We’ve seen the cover that holds up when claims come, and the kind that quietly falls apart.
We know the difference. And we’ll show you yours.
Trust points:
— Over 45 years in the Nigerian insurance market
— Regulated by the National Insurance Commission (NAICOM)
— ISO 9001:2015 certified for quality management
— Cover across property, liability, people, and business continuity

Find the gap before a claim does.

Pick a time below. A YOA expert will sit with you, walk through everything, and send you a written report you can actually use.

Free. No obligation. Walk away whenever you want.

Smart is Secure.

YOA Insurance Brokers · Since 1978 · NAICOM-Regulated · ISO 9001:2015

Your privacy is of utmost importance to us. We only use your information to provide you with relevant services. See our full Privacy Policy at YOA Data Protection Policy for details on how we collect and handle your data.