International Benefits Network

YOA Insurance Brokers is a member of the International Benefits Network (IBN), a global alliance of independent employee benefits and wellbeing consultancies operating in more than 80 countries. Founded in 1989 and headquartered in the United Kingdom, IBN exists for one clear purpose: to help multinational employers manage their people’s programmes, pensions, medical cover, life insurance, disability, and wellbeing consistently across borders, while drawing on deep local expertise in every country where they employ staff. For YOA’s clients, IBN membership gives us the infrastructure to support Nigerian companies managing workforces beyond our borders, and multinational employers managing Nigerian employees as part of a wider global programme.

A Specialist Network Focused on People, Not Just Policies

Unlike general insurance broker networks, IBN is built specifically around employee benefits and wellbeing. Member firms are selected by invitation, screened carefully, and subject to ongoing quality reviews, all of them specialists in the key areas of international benefits, including group life insurance, pensions and retirement, group medical, disability cover, executive benefits, and employee wellbeing strategy. Each member firm brings country-specific expertise shaped by that market’s tax rules, employment law, regulatory environment, and cultural expectations around workplace benefits, because a one-size-fits-all benefits approach simply does not work once you cross a border.

What This Partnership Means for YOA Clients

For Nigerian employers with staff based abroad or Nigerian subsidiaries of multinational employers, IBN membership is the mechanism that keeps your employee benefits programme coherent across every country where your people work. We can design and manage your Nigerian benefits structure in line with local NAICOM and Pension Commission requirements, while connecting to IBN members in other countries to handle benefits for staff there under the same overall framework. As Nigerian employers compete for skilled talent against companies offering international-standard packages, and as wellbeing becomes a meaningful part of the employee value proposition rather than an optional extra, the IBN affiliation is one of the quiet advantages that helps our clients design benefits programmes that stand up to international comparison.